COVID Tests & Results
As of September 30, 2022, patients must have symptoms indicative of COVID to warrant testing and it must be ordered by a provider. Mercy Urgent Care no longer tests asymptomatic patients for travel, work/school clearance, or other event-required participation.
Can health insurance be used?
Per insurance policy, a provider visit is required for health insurance coverage of COVID-19 tests — schedule online at your nearest location. Standard insurance copays and deductibles apply. Some insurance companies may not cover these charges in which case the individual is responsible for the balance.
Why is testing not free?
Mercy Urgent Care pays for the tests and equipment, and does not receive funding to subsidize testing.
How long does it take to get results?
Rapid antigen tests can be run in 30 min and same day results provided. PCR tests are sent to a lab for screening and are typically available in 2-3 days, but tests collected on the weekend or around holidays may take longer. Please note: The rapid test is Antigen not PCR. As of July 2022, the PCR test lead time is 3 days.
• Rapid antigen test without virtual visit = $90. If test is positive, add virtual visit = $189
• PCR test without virtual visit = $199. If test is positive, add virtual visit = $249
• Rapid antigen test + PCR (sent to lab) without virtual visit = $249. If test is positive, add virtual visit = $249 (no additional cost).
COVID-19 testing with provider visit
- Schedule a virtual visit at your nearest Mercy Urgent Care location.
- Your provider will direct you to your nearest Mercy Urgent Care location for your testing swab.
- Download LabCorp Patient App to receive test results, click here for more information.
- Please note—some insurance providers do not cover the cost of the office visit.
Insurance Coverage for COVID-19 Testing
COVID-19 testing falls into two categories:
Diagnostic—used for treatment. Patients are symptomatic or asymptotic but have been exposed.
Screening—used for administrative purposed. Patients are asymptomatic and have not been exposed. As of September 30, 2022, Mercy Urgent Care no longer tests asymptomatic patients. IE testing for travel/work/school clearance.
Under the Families First Coronavirus Response Act (FFCRA) and the Coronavirus Aid, Relieve, and Economic Security Act (CARES), Insurance plans must cover diagnostic testing without cost-sharing—cost sharing being the amount assigned to patient responsibility; it includes deductibles, copays and co-insurance—but do not have to cover screenings. They also are not required to cover antibody testing, which is used to determine whether a patient has a history of COVID-19 rather than the active virus.
We appreciate your patience and understanding as we strive to meet the needs of our community during the COVID-19 pandemic.
Potential COVID-19 symptoms:
- Fever or chills
- Shortness of breath or difficulty breathing
- Muscle or body aches
- New loss of taste or smell
- Sore throat
- Congestion or runny nose
- Nausea or vomiting