What is worker’s comp?
May 20, 2023 by Keely Knopp
As an employer, one of your primary responsibilities is ensuring the safety and well-being of your workforce. Unfortunately, accidents and injuries can occur in any work environment, and that’s where workers’ compensation comes into play.
Workers’ compensation is a system that provides benefits to employees who sustain work-related injuries or illnesses, ensuring that employees receive medical treatment and financial support while protecting employers from potential lawsuits. At its core, workers’ compensation is a form of insurance that benefits employees and employers alike.
What does workers’ compensation entail?
Medical Treatment: Workers’ compensation covers the costs associated with medical treatment, including doctor’s visits, hospitalization, medication, surgeries and rehabilitation. Prompt medical attention not only aids in the employee’s recovery but also minimizes the risk of long-term complications.
Wage Replacement: In situations where an injury or illness prevents an employee from working, workers’ compensation provides wage replacement benefits. These benefits typically amount to a percentage of the employee’s regular wages and help to mitigate financial strain during the recovery period.
Disability Benefits: Workers’ compensation may also provide disability benefits to employees who experience temporary or permanent disabilities due to their work-related condition. The amount and duration of disability benefits depend on the severity and impact of the disability on the employee’s ability to work.
Vocational Rehabilitation: In cases where an employee is unable to return to their previous position, workers’ compensation can cover vocational rehabilitation services. These services assist in retraining or finding suitable employment opportunities for the affected employee.
Legal Protection: By providing workers’ compensation coverage, employers gain legal protection from potential lawsuits related to workplace injuries or illnesses. In most cases, employees who receive workers’ compensation benefits are generally unable to sue their employers for additional damages.
How Mercy Occupational Medicine can help
Here at Mercy, we understand the importance of timely and accurate workers’ compensation claims management. We offer comprehensive services to assist employers in navigating the process, providing expert evaluation and assistance with prompt reporting, thorough documentation, claims review, medical care and return-to-work plans for injured employees.
Partnering with Mercy Occupational Medicine can help your company streamline the claims process, while also ensuring your workforce receives prompt and accurate care. Remember: By prioritizing workers’ well-being, you create a safer and more supportive work environment while mitigating potential financial and legal risks. To learn more about how Mercy can help your company with workers’ compensation, contact Jon Medin at email@example.com or call 828.252.3443.